Secure Your Mandatory Zanzibar Travel Insurance (ZIC)

All foreign visitors traveling to Zanzibar must have the mandatory inbound travel insurance issued by the Zanzibar Insurance Corporation (ZIC). The requirement applies even if you already have separate international travel or medical insurance.

HandleVisa makes the process easier with a streamlined application, pre-submission check, and fast digital delivery.

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Important Notice: Due to geopolitical issues in the Middle East, travel conditions can change rapidly. We recommend that you add the optional Embassy Registration service to your order to receive official travel advice, safety alerts, and quick consular assistance in emergency situations.

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Protect Your Trip: Understand the Official Zanzibar Travel Mandate

Zanzibar requires foreign visitors to obtain its mandatory inbound travel insurance. Passengers who do not meet the insurance requirement may be refused entry.

The official policy covers stays of up to 92 consecutive days. You must obtain the policy before entering.

Important: The insurance must be issued by Zanzibar Insurance Corporation (ZIC). Private insurance does not replace this requirement.

With HandleVisa, you can complete the required information online and receive your documentation digitally.

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What’s Included? Coverage Limits of the Official ZIC Policy

The mandatory policy provides protection against several medical, travel, liability, and accident-related risks during your trip. Find out more below.

  • Emergency medical care

    The policy provides up to US$ 50,000 in eligible emergency medical expenses, including coverage relating to epidemics and pandemics. Emergency medical evacuation, repatriation, and certain quarantine-related expenses may also be included.

    Injuries connected with activities commonly enjoyed in Zanzibar, such as scuba diving and kitesurfing, may fall within the medical benefit when permitted under the policy conditions. Travelers should always check the final policy terms and activity-specific exclusions before participating.

  • Baggage & air travel disruptions

    Your ZIC policy also provides protection against certain baggage and travel disruptions, including:

    • Baggage delay: US$ 25 per hour, up to USD 200
    • Theft, loss, or damage to baggage while in the airline's care: up to USD 400
    • Additional benefits for eligible travel disruptions, subject to the policy conditions

    These benefits can help reduce unexpected out-of-pocket expenses when your journey does not go according to plan.

  • Legal & liability coverage

    Unexpected legal situations abroad can be costly. The ZIC policy includes:

    • Legal representation expenses: up to US$ 2,000
    • Bail bond advance: up to US$ 2,000
    • Personal civil liability: up to US$ 30,000

    All claims remain subject to the circumstances, limits, and exclusions established in the policy.

  • Accident benefits

    The mandatory insurance also includes personal accident and repatriation benefits, including an accidental death benefit of up to US$ 20,000 when traveling on public transportation.

    The policy also provides for the repatriation of mortal remains in eligible circumstances and may include benefits for permanent total disability according to the applicable policy scale.

Benefits of Using HandleVisa for Your Zanzibar Insurance

HandleVisa adds an assisted expert layer to the ZIC process, helping you complete your travel documentation with fewer complications.

  • Mobile-optimized portal

    Complete a simplified, smart application designed specifically for smartphones and touch devices. Enter your passport and travel information without dealing with unnecessarily complex forms.

  • 97% success rate

    Our pre-submission validation helps identify common problems with passport information, travel dates, and application data before processing, contributing to a 97% successful processing rate.

  • Embassy Registration service

    Add our optional Embassy Registration service, where available for your nationality. We register your trip with the relevant embassy or consulate so you can receive official safety information and emergency communications while abroad.

  • Data correction protocol

    Depending on the status of your application, HandleVisa helps you process eligible corrections without requiring you to pay for an entirely new policy.

Complete Your Registration in 3 Simple Steps

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    Form submission

    Enter your passport information, contact details, and travel dates using our optimized online form. The application is designed to be completed in less than 2 minutes.

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    Payment and security

    Complete your payment online through our secure processing system. Your application information is then checked before the insurance request is processed.

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    Email delivery

    As soon as your approved ZIC documentation becomes available, we send it directly to your email. You can keep the QR code on your phone and print a backup copy.

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You May Also Need a Tanzania Visa

Your Zanzibar travel insurance and your immigration authorization are 2 separate travel requirements.

Depending on your nationality, you may also need a Tanzania visa before traveling. Tanzania's electronic visa system covers travel to both Mainland Tanzania and Zanzibar.

Check your requirements before departure so you have all the documents you need for your trip.

Check Tanzania Visa Requirements

FAQs About the Zanzibar Insurance

Do immigration officers in Zanzibar accept digital copies of the insurance certificate?

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The ZIC system provides travelers with downloadable insurance documentation and QR-based proof of cover. You should keep the QR code and certificate easily accessible on your phone.

We also recommend carrying a printed backup in case you experience connectivity, battery, or scanning issues during your journey.

Can I process my insurance through HandleVisa if I’m already at the airport?

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If you’re still at your departure airport and have not boarded your flight, you can complete the HandleVisa application from your phone and select 1h Priority Processing.

However, it’s highly recommended to apply as soon as your travel plans are confirmed, to avoid last-minute complications.

Does the Zanzibar travel insurance cover multiple entries and exits of the island?

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Unlimited trips can be made during the policy period, subject to the dates specified on your policy certificate. Individual trips can be covered for up to 92 days.

Always check the dates on your issued certificate before leaving and re-entering Zanzibar.

Are sports and ocean adventure activities covered under the emergency medical benefit?

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Yes. The policy can cover emergency medical treatment for injuries sustained during sports and ocean activities, including activities such as diving and kitesurfing. However, coverage depends on the policy terms, activity conditions, and any applicable exclusions.

Before diving, kitesurfing, or participating in another adventure activity, check the terms attached to your issued policy — especially if the activity involves certification requirements, unusual risk, or professional participation.

Ready to Get Your Zanzibar Travel Insurance?

Purchase your Zanzibar Travel Insurance online today and travel with peace of mind knowing you are fully covered for your stay.

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